The types of home insurance products on the market can be categorised as follows:
The ultimate insurance policy covering full accidental damage and higher policy limits for high value items such as jewellery and artworks.
Includes accidental damage and may be extended to cover general property when taken overseas.
Standard Defined Events
Defined events such as Fire, Storm etc. excluding accidental damage.
“No Frills” – Basic cover excluding items such as fusion & glass.
Cover available to landlords that insures the building itself as well as covering any malicious damage to the investment property caused by tenants, including tenant default. This is a defined events policy wording.
Steadfast Policy Wordings
As a member of the Steadfast Group we are able to sell Steadfast policies that include additional benefits and extended policy limits when compared to the usual insurance companies policy wording.