The types of home insurance products on the market can be categorised as follows:
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Prestige Product
The ultimate insurance policy covering full accidental damage and higher policy limits for high value items such as jewellery and artworks. -
Accidental Damage
Includes accidental damage and may be extended to cover general property when taken overseas. -
Standard Defined Events
Defined events such as Fire, Storm etc. excluding accidental damage. -
“No Frills” – Basic cover excluding items such as fusion & glass.
Landlords Insurance:
Cover available to landlords that insures the building itself as well as covering any malicious damage to the investment property caused by tenants, including tenant default. This is a defined events policy wording.
Steadfast Policy Wordings
As a member of the Steadfast Group we are able to sell Steadfast policies that include additional benefits and extended policy limits when compared to the usual insurance companies policy wording.